TERMS AND CONDITIONS OF USE FOR THIS WEBSITE AND OUR SERVICETHESE TERMS AND CONDITIONS (“TERMS”) ARE A LEGAL AGREEMENT BETWEEN YOU, THE USER, AND US (THE OWNER OR OPERATOR OF THIS WEBSITE), AND IS A CONDITION TO YOUR USE OF THIS WEBSITE AND YOUR SUBMISSION OF INQUIRIES AND REQUESTS FOR INFORMATION. BY CLICKING “GET QUOTE” OR SIMILAR BUTTON ON THE ONLINE INQUIRY OR REQUEST FORM, YOU AGREE TO BE BOUND TO THESE TERMS AND PROVIDE YOUR ELECTRONIC SIGNATURE ON THESE TERMS. YOU AGREE THAT EACH INTERACTION BETWEEN YOU AND THIS WEBSITE IS SUBJECT TO THESE TERMS. IF YOU DO NOT AGREE TO ANY OF THESE TERMS YOU MAY NOT USE THIS SERVICE OR SUBMIT ONLINE FORMS OR REQUESTS FOR INFORMATION.THIS AGREEMENT PROVIDES THAT ALL DISPUTES BETWEEN YOU AND US WILL BE RESOLVED BY BINDING ARBITRATION. YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS OR TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY.
This Agreement contains a binding arbitration agreement. These Terms affectyour legal rights, including an agreement to resolve disputes that may arisebetween us by arbitration on an individual basis instead of by class actions orjury trials. As a condition of using this Website, you agree that any disputespertaining to information presented herein and use of the Website (including anyservices purchased) shall be resolved through binding arbitration and not in acourt. You have the right to opt-out of our agreement to arbitrate.
PZO Tech LLC (“we” or ”Pizio Web Development Solutions”) is a lead generator and receives a fee from third parties for matching your inquiry with them. We do not charge you a fee for our services.
Pizio Web Development Solutions shares the information you submit with third parties who have products or services that may respond to your inquiry. Please review our Privacy Policy, which is a part of these terms. You hereby consent to be contacted by the third parties who respond to your inquiry or request for information by phone (including cell phone), mail, fax or text messages at the addresses, phone number(s) and email address(es) provided by you or collected by us from your inquiry, even if you are in the national Do Not Call list or other similar state lists.
We do not endorse or recommend the products or services of any particular third party. Pizio Web Development Solutions is not a licensed insurance provider, does not offer any insurance products or services, and has no responsibility for any products or services you may purchase or obtain from the third parties who receive your information. That is a contract or transaction solely between you and them. The third-party determines what products and services you may qualify for and the terms of any arrangements between you and them, and makes all decisions relating to their products and services. There is no guarantee that, by submitting your information, you will be contacted by one or more third parties regarding the subject of your inquiry.
By responding to an online form or submitting your information, you are not applying for or making a purchase of insurance or any other product or service. When you submit information to a third party who has responded to your inquiry or expression of interest, that information will be subject to the privacy policies and any other applicable terms of the third party, and you are responsible for determining if those are acceptable to you. You will need to notify the third party directly if you do not wish to receive further communications from them.
You agree that Pizio Web Development Solutions is not to be liable for any loss or damage caused by your reliance on information obtained (i) through this website about third party products or services or regarding quotes and offers, or (ii) from the third parties to whom we have provided your information.
WARRANTY AND LIABILITY DISCLAIMER AND LIMITATIONS – WE PROVIDE THIS SERVICE “AS-IS” WITHOUT WARRANTY. PIZIO WEB DEVELOPMENT SOLUTIONS DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED OR PURSUANT TO A STATUTE, AS TO ANY MATTER WHATSOEVER RELATING TO THIS WEBSITE, OUR SERVICES OR ANY INFORMATION, PRODUCTS AND SERVICES PROVIDED, SUBMITTED OR SHARED IN CONNECTION WITH YOUR USE OF THIS WEBSITE, OR ANY THIRD PARTY INFORMATION, PRODUCT OR SERVICE OFFERED OR MADE AVAILABLE TO YOU, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NONINFRINGEMENT, AND ANY WARRANTY BASED ON COURSE OF DEALING.
YOU AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY LAW, PIZIO WEB DEVELOPMENT SOLUTIONS AND ITS AFFILIATES, MEMBERS, OFFICERS AND DIRECTORS ARE NOT LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR OTHER INJURY YOU MAY CLAIM ARISING OUT OF OR IN ANY WAY CONNECTED WITH THIS WEBSITE AND/OR OUR SERVICES OR FOR ANY INFORMATION, PRODUCTS AND SERVICES OFFERED BY THIRD PARTIES TO YOU, OR OTHERWISE ARISING OUT OF THE USE OF THE WEBSITES, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF THESE DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
TO THE EXTENT THAT THESE LIMITATIONS ARE BY LAW NOT ENFORCEABLE, WE BOTH AGREE THAT PIZIO WEB DEVELOPMENT SOLUTIONS AND ITS AFFILIATES MEMBERS, OFFICERS AND DIRECTORS WILL NOT BE LIABLE TO YOU IN THE AGGREGATE FOR DAMAGES OF ANY TYPE IN CONNECTION WITH MATTERS RELATING TO THE WEBSITE, OUR SERVICES, OR INFORMATION, PRODUCTS AND SERVICES OF THIRD PARTIES IN EXCESS OF US $100 (ONE HUNDRED DOLLARS).
This Agreement will be interpreted in accordance with the laws of the State of California,without regard to the conflicts of laws principles thereof. You agree that any and alldisputes, claims or controversies arising out of or relating to your visit to this Website,your dealings with the Company or its partners, or this Agreement, its interpretation,performance, or breach, that are not resolved by informal negotiation within thirty (30)days (or any mutually agreed extension of time), shall be submitted to final and bindingarbitration before a single arbitrator of the American Arbitration Association (“AAA”) inLos Angeles, California. Either party may commence the arbitration process called forherein by submitting a written demand for arbitration with the AAA, and providing a copyto the other party. The arbitration will be conducted in accordance with the provisions ofthe AAA’s Commercial Dispute Resolutions Procedures in effect at the time ofsubmission of the demand for arbitration. The costs of arbitration plus reasonableattorneys fees (including fees for the value of services provided by in house Provider)shall be awarded to the prevailing party in such arbitration. Judgment on the awardrendered by the arbitrator may be entered in the Superior Court of California, LosAngeles County, or the United States District Court for the Central District of California.Notwithstanding the foregoing, the following shall not be subject to arbitration and maybe adjudicated only in the Superior Court of California, Los Angeles County, or theUnited States District Court for the Central District of California: (i) any dispute,controversy, or claim relating to or contesting the validity of Company’s proprietaryrights, including without limitation, trademarks, service marks, copyrights, or tradesecrets; or, (ii) an action by a party for temporary, preliminary, or permanent injunctiverelief, whether prohibitive or mandatory, or other provisional relief. To the fullest extentpermitted by applicable law, no arbitration under this Agreement shall be joined to anarbitration involving any other party subject to this Agreement, whether through classarbitration proceedings or otherwise. You waive any and all rights to bring any claim inanother form other than individual form, including the right to bring a class action in anyforum, arbitration or otherwise.
You acknowledge that USHEALTH Advisors, LLC, its affiliates and its independent insurance advisors are express and intended third party beneficiaries of this agreement to mediate and arbitrate and shall have the right to enforce it against you to the same extent as if they were a party to this agreement.
All waivers of any part of these terms must be in writing and signed. Any delay, waiver or failure to exercise any right or power arising from breach of these terms shall not be construed to be a waiver of any subsequent breach. These terms represent the entire, complete and final agreement between you and us regarding our services and this website.
These terms are governed by the laws of the State of Delaware, excluding its conflict of laws principles. If any part of this Agreement is determined to be invalid or unenforceable including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed replaced by a valid enforceable provision that most closely matches the intent of the original provision, and the remainder of these terms shall continue in effect.
You and we agree that a printed version of these terms and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these terms, the websites or our services to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. We do not endorse or recommend the products or services of any particular third party. Pizio Web Development Solutions is not a licensed insurance provider, does not offer any insurance products or services, and has no responsibility for any products or services you may purchase or obtain from the third parties who receive your information. That is a contract or transaction solely between you and them. The third party determines what products and services you may qualify for and the terms of any arrangements between you and them, and makes all decision relating to their products and services. However, Pizio Web Development Solutions does not market Medicare Advantage Plans or Medicare Part D (prescription drug plans) and prohibits its customers from using consumer information submitted on this site for the marketing or sale of Medicare Advantage Plans or Medicare Part D (prescription drug plans). Further, there is no guarantee that, by submitting your information, you will be contacted by one or more third parties regarding the subject of your inquiry.
PLEASE PRINT AND RETAIN A COPY OF THESE TERMS FOR YOUR RECORDS.
Affiliate Partners:
USHEALTH Advisors, LLC and its independent insurance advisors.
USHEALTH Group, Inc.
Health Insurance Associate: Joseph Prieto
